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A Winter Home Story

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Dave Buskey here with your McEvoy minute. A Story of Home Owners Coverage A few years ago one of our insured moved out of his house and he didn't contact us and that winter he went over to check on the property and the water pipes broke. Water was pouring for many hours from the upstairs bathroom down into the living area and one thing that fortunately saved him on this was he had heat going to the structure... without that he would have got it Nothing in coverage even more importantly if you move out,  of your house is no longer owner-occupied... contact your agent so they can give you options. So you get the proper coverage on your place because a homeowner is designated to give you the best coverage possible due to the fact you're living in the home and if you no longer living there. It could cause a problem if you have claimed situation. This is David Buskey , And if you have any questions about anything that we discussed. Feel free to call us at 315-782-390...
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McEvoy Insurance Ltd Watertown Incredible 5 Star Review by Adam West

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http://mcevoyinsurance.com/ (315) 782-3900 McEvoy Insurance Ltd Watertown reviews Excellent Review Love the people there. I don't know to much about insurance at all . They make it simple for me to understand and explore my options for coverage. All of the professionalism of a corporate store but they help you like you were one of their friends. McEvoy Insurance Ltd 1613 State St Watertown, NY 13601 https://goo.gl/maps/sTFGmgM9e9wB2mUN8 https://g.page/mcevoyinsurance?shar https://www.youtube.com/playlist?list...
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Do you Have Enough Home Insurance to Cover Your Finished Basement?

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McEvoy - Water Sewer Back Up Many people have converted their basements into living areas in some of these areas are beautiful And if they have a some pump or a drain they may never think about water damage coverage.  Now flooding isn't covered under your homeowners policy. However, if there's water back up or sewer or drain if you have a proper endorsement.  You can take a situation where you don't have any coverage in which you can have coverage for your finished basement or new man cave covered by this endorsement. So if you think of you all have coverage for your brand new man cave or anything that you have finished downstairs don't assume that you have coverage in place contact your insurance agent Make sure you got coverage for water sewer back up. Not Sure?  Call us today and we will give a free policy review.
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McEvoy Insurance Ltd Watertown Impressive 5 Star Review by mitchel hellburg

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http://mcevoyinsurance.com/ (315) 782-3900 McEvoy Insurance Ltd Watertown reviews New Rating Great place, recently move to the area so I needed new insurance. A friend of mine has been using McEnvoy insurance for a few years and recommended I give them a try. I worked with Ryan Kubik and he went through everything I needed, my car insurance and insurance for my house. He took the time and explained everything I needed got me a great price for the amount of coverage I got. McEvoy Insurance Ltd 1613 State St Watertown, NY 13601 https://goo.gl/maps/sTFGmgM9e9wB2mUN8 https://g.page/mcevoyinsurance?shar https://www.youtube.com/playlist?list...
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Do you Know Your Auto Limits?

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Dave Buskey here with your McEvoy minute . Last year was an interesting year. We had a few clients that had mishaps and I would say either slipped on the ice or had animal run in front of them and they went off the road and they actually took out a telephone pole and once I got the bills they were shocked. We have a bill right here of one of our clients that had a mishap and between replacing the pole and the work that Verizon did, it came to over $27,000 that was paid out.   This comes under your property damage liability limits on your policy.  Interesting thing about this is the New York state minimum limit is $10,000. So You take out a $27,000 pole,  you have $10,000 a coverage who pays for the difference.  Yep, it comes out of your pocket. So an important thing to do is to make sure you look at your property damage liability limits because you can increase that coverage from 10 to 50000, and it will cost about $7.  It will range betwee...
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McEvoy Insurance Ltd Watertown Terrific 5 Star Review by Steven Weed

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http://mcevoyinsurance.com/ (315) 782-3900 McEvoy Insurance Ltd Watertown reviews 5 Star Review I have been a longtime policy holder with McEvoy Insurance - about 8 years or so. If you are looking for a completely honest and trustworthy insurance agency, save yourself the time and just call McEvoy. Dave is one of the smartest and dedicated individuals I have ever met and he puts 100% into his business. He helped me on a few claims over the years that he really had to dig deep and research to find ways of helping me - which is something I know a lot of agencies will not do. And how Dave runs his business is how the rest of his agents operate as well. You may not deal with Dave directly McEvoy Insurance Ltd 1613 State St Watertown, NY 13601 https://goo.gl/maps/sTFGmgM9e9wB2mUN8 https://g.page/mcevoyinsurance?shar https://www.youtube.com/playlist?list...
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Message from the NYS Legislature and the office of Financial Services

Dear Valued Insurance Customer,     We hope that this message finds you and your family safe and healthy. These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit reporting agencies; and the repayment of late premiums over a 12-month period. If you have been impacted by this pandemic, this means help may be available.     If you can demonstrate that you’re unable to make a timely premium payment due to financial hardship because of the COVID-19 pandemic, you may pay such premium over a 12-month period. If your policy is financed through a premium finance agency, they must provide a grace period before cancelling your policy for late payment ...
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